| 氦储蓄 | 股息 率 | 年 |
|---|---|---|
| $0.01 - $2,499.99 | 0.10% | 0.10% |
| $2,500.00 - $9,999.99 | 0.99% | 1.00% |
| $10,000.00及以上 | 0.99% | 1.00% |
氦储蓄 年度百分比 收益率 (年) effective as of October 1, 2023，并可于开户后更改，恕不另行通知. 开户的最低结余为5美元. 无需每月维修服务费. 费用可能会减少收入.
Helium savings has a tiered rate structure where you can earn higher dividends the more you 保存.
氦储蓄也不收取任何费用, so you maintain both your account balance and the dividends you earn. There’s no fee for keeping the money in the account or withdrawing it, as needed.
使用氦储蓄，您还可以享受:
将氦储蓄与下面的其他选项进行比较.
| 氦储蓄 | 成员储蓄 | 高收益储蓄 | 证书 | |
|---|---|---|---|---|
| 开户 | 开户 | 开户 | 购买证书 | |
| 关键好处 |
没有费用 |
无需每月维修服务费 |
无需每月维修服务费 |
比大多数普通储蓄账户的利率要高 |
| 一个不错的选择，如果你 |
计划在你的储蓄中保持一大笔余额 |
Want a simple 储蓄 account to establish your 元素 membership |
喜欢在你的高余额上赚取更高的股息 |
想要一个更可预测的储蓄余额 想要分散你的投资 |
| 年 | 1.2500美元及以上的余额可享受100%优惠1 | 0.5万美元及以上的余额20%2 | 4.在2023年10月31日之前，余额为1万美元及以上的25%3 | 因期限而异 |
| 税率结构 | Tiered dividend rates that increase as your account balance grows | Tiered dividend rates that increase as your account balance grows | Tiered dividend rates that increase as your account balance grows | 股息 rates that increase with the length of the 证书 term |
| 赚取股息的最低余额 | $0.01 | $100 | $0.01 | — |
| 无需每月维修服务费 | ||||
| 最低开户余额 | — | $5 | — | — |
| 可用的术语 | — | — | — | 六个月到五年 |
| 可用的数量 | — | — | — | $1,000或以上(未满18岁者$500或以上)4 |
| 没有每月不活动费用 | — | — | — | |
| 每月允许无限交易 | — | |||
| 开户 | 开户 | 开户 | 购买证书 |
The 氦储蓄账户 has NO monthly Maintenance Service Charge.
For members 25 and older there is a $5/month fee assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, loan or credit card product with 元素; and deposit balances total $1,000或以下. It is collected from the first checking or savings account that has sufficient funds to satisfy the fee, starting with checking and then moving to savings until the full fee is collected.
是的! It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with 利记 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.
透过元素利记及我们的流动应用程式，您可以:
因为我们是信用合作社, 我们以降低费用的形式将利润返还给会员, 更高的储蓄率和更低的贷款利率.
We pride ourselves in being a trusted source for financial education. 你的 financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.
Headquartered in 印第安纳波利斯 since 1930, we rank among the top 4% of credit unions nationally5. 我们为所有50个州和50多个国家的会员提供服务. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.
我们的技术使使用元素进行银行业务变得简单. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.
I was looking for a savings account with a higher-than-usual rate and I discovered 元素 after seeing their ads at an Indians game. I moved a significant amount of my savings into the Helium account and it's been a great experience.
