It’s been said that “if it sounds too good to be true, it probably is.” But that wasn’t the case for 利记app官网 member Josh Albrecht.
回到2017年, Albrecht was introduced to 元素 when we came onsite to his workplace to present a workshop about homebuying. He is an employee of 印第安纳波利斯-based Herff Jones who partners with 元素 to offer credit union membership as a benefit to their staff. 工作坊期间, he wasn’t surprised by the mortgage tips – but instead by the great rates our credit union offers. Albrecht admitted that he was “skeptical when I first heard of the interest rates that I could get on loans and the rate that I could earn on the money in my checking account.”
I thought that there had to be a catch that I was missing.
Oftentimes the exceptional rates at 元素 may be shocking at first glance because we’re able to offer higher deposit rates, 较低的贷款利率, and fewer fees than our banking competitors. This is thanks to our not-for-profit status as a credit union where profits are returned to our members, 而不是股东. Albrecht admits, “I thought that there had to be a catch that I was missing.” But more than two years later, he is thrilled he moved his checking account to 元素.
Albrecht now often recommends that friends, family and coworkers explore the best-in-market rates 元素 offers. He tells them “元素 has all the features I look for in a bank including an easy to use app and I earn a great rate on my checking account.” Our 高息支票 Account has even been featured as a “Top 10 Rate in the Nation” by DepositAccounts.com. He jokes he has even “had to show the 元素 website to prove how great of an interest rate that I earn.”
Albrecht admits that before becoming a member his “concern was not having a physical bank near where I live or work” but thanks to the credit union shared branching network, he says he has been “relieved of concerns I have had.” He is impressed with the access to his money that 元素 provides, 解释, “If I need to go to a branch or use an ATM, there are no problems finding one that is close by.“我们的5人网络,全国共有网点1000多家，78家,000 ATMs globally allows Albrecht access whenever and wherever he may be.
除了费率, Albrecht found value in the financial education that 元素 provides on topics including his credit score, 预算, 买房,. +, thanks to his employer’s partnership with our credit union, he knows he always has access to a dedicated Relationship Manager who is “available for one-on-one consultations in order to help me meet my financial goals.” Our personal touch and great rates are just a couple of the reasons that Albrecht knows that 元素 is “like a bank, 只有更好的.”
